Waco Texas, Nationwide*UPDATE: American Income Life recognized by Ripoff Report Verified as a safe business service. Ripoff Marietta GeorgiaRip-off Report Investigation: American Income Life / National Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. American Income Life / National Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. Including this Report below! Hiding negative complaints is only a Band-Aid. Lets use the $2000 figure to be nice and divide your $1.5 million by $2000 per accidently dead union member and you will see a figure of 750 dead union members approximately. - NOTICE: *UPDATE December 1, 2006. ALL COMPANIES GET COMPLAINTS - HOW THE COMPANY HANDLES THOSE COMPLAINTS SEPARATES GOOD BUSINESSES FROM BAD BUSINESSES. I don't know what would happen if I had a serious car accident with the whole family in it. They are coming to my home next week. Ripoff Report | american-income-life complaints, reviews, scams, lawsuits and frauds reported, 109,125 results Search consumer complaints, reviews and information about american-income-life. That is just a lie to get a slippery sales agent in your home to scare the he_l out of you and get you to buy more. I know of at least 3 or 4 univeristy graduates, that being just out of university, with big debts, desperate to get a job to at least eat have trusted AIL's hiring managers on how likely is to make a 6 figure income in your first year. That's why the uniononly sells it. However, American Income Life Insurance is a multi-level marketing company which does not have a good reputation online. *UPDATE - Rip-off Report REVIEW: The David Zophin Agency & American Income Life has joined the Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and a Rip-off Report independent investigation. If it is, I would cancel it, but not before getting something(if you have a need)with better rates, a higher face amount and longer term. Consumers love to do business with someone that can admit mistakes and state how they made improvements. $8.58 per thousand times 500 equals only $4,290 per year, only $357.50 per month or only $11.75 per day. American Income Life / National Income Life provides products and services through independent representatives, and has been providing benefits to families for over 50 years. Heterosexual (5) 3.3 LGBTQ+ 5.0 Current Employee, less than 1 year What you put into it is what you get out of it you choose. Great lets make it simple and look up two quotes for a 35 and 45 year old healthy male who wants to get a quote for a $500,000 term policy for 20 years or 30 years for a male in healthy condition, non smoker in tip top shape. I have an appointment to see Bob Brown next week and if this is not resolved quickly I will be writing to the NYS Insurance department and I have some other similar claims. It is a small world isn't it. If your research leads you to believe it is a scam report it and write your union officials and your State Insurance Department.If it sounds too good to be true it probably is. The closest hint I got from the two secretaries is that they pay 95% of reasonable charges in that area. Repackaged from Purchased from Amazon, stealing all certifications and false manufacturing markers from the packaging of NB food supplements. ? If you would like to see more Rip-off Reports on this company/individual, search here: who's who HaHa, Hal, or Gay Mike, Or Jimmiieachie, who cares you all stink. Of coarse not. Donald Shuper Retired member in Good Standing, Another Local 435 member being bothered ny NILICO on SUNDAYS Local 277, AFL-CIO, AIL. And if it is NOT in writing - it doesn't exist- meaning If you get a phone answer - write it down - make a copy- mail it to yourself - and then follow up with whomever in writing and be sure you get a written answer on appropriate letterhead. American Income is a GREAT company. Including this Report below! The union paid nothing for that policy, not even the postage for the post cards that were mailed to you. Ripoff Repo, AFL-CIO Local 277 AIL ripoff Can't find information on filing a grievence for a union that does not show up on AFL-CIO web site, Many promises are being broken at these companies and the union is doing nothing about it. Although the plaintiff requested a refund, American Income Life Insurance Company has failed to recoup any of the withdrawals made from the woman's checking account, the suit alleges. Most laymen would think all hospital bills look very expensive. The carrier has several decades worth of experience in the insurance industry, along with high ratings by AM Best and the BBB. On the surface, it looks like an ordinary insurance company. It would take a close look at the union governing documents to determine if - after retireing you are still a member - sinc eyhou may have to pay a portion of regular dues- a $1 a year - or some such. Ripoff Report REVIEW: American Income Life / National Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program (CAP), and submit to independent investigation. His name is Bob Brown the Business Manager a great guy who thought he was doing a good thing for his Local. This company has changed my life, I hope you are willing to keep an open mind. Surely Jane (the widow)could pay for John's funeral or cremation out of the 500,000 and pay off the mortgage and other bills and send the kids to school if she used the money wisely. If Mr. Doe dies at 66 or older he can't collect a penney. American Income Life / National Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. He can't buy it for any amount of money because your chances are too great that you may die and if you did they would have to pay a claim. Success with any product or service is always based on the proper application and understanding. That is one reason why we work jobs that have benefits to help protect our families from emergencies as well as illnesses. strict standards for business conduct. A very small fraction will. Protect Your Family 1 2 3 4 5 6 Previous Find a Local Agent ZIP Code American Income Life: Life Insurance and Supplemental Health Insurance Protect Your Family Life Insurance Protect Your Child Request a No-Cost Kit We're Here for You The original poster (Joel in Middletown) alleged among other things: Rip-off Report discove. The main reason American Income Life has become popular is because of the earning opportunity. Rip-off Report recently discovered that All but 2 Rip-off Reports about The David Zophin Agency were posted by the same person. Rip-off Report has the evidence. In all honesty, I personally, found none. I would also never encourage anyone to lie to their employers. Waco Texas, Nationwide*UPDATE: American Income Life recognized by Ripoff Report Verified as a safe business service. American Income Life is a company that sells life insurance. Patients made into prostitutes and sex slaves, bilking insurance companies out of millions, Sac_County Iowa Prosecutor Ben Smith pays $750,000 to settle Ripoff Report 1983 civil rights lawsuit.. Federal Judge stops prosecutors abuse of power against ED Magedson Founder of Ripoff Report. They typically focus on whole life policies. Maybe they found they could have bought a $500,000 20 year term policy for less money and that would meet the families needs until the kids were out of College. I doubt that as well, you were probably told aout them in your sales meeting. If you feel good selling people that crap how good would you feel selling the families bread winner a half million in protection for about the same cost? darnel.h@xtremex.com feedback welcome. Waco Texas, Nationwide, Zophin Agency ripoff Warwick Rhode Island *UPDATE - Rip-off Report REVIEW: The David Zophin Agency & American Income Life has joined the Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and is committed to addressing and resolving all legitimate complaints. Lets just use the 50 States again to be nice and fair to them, we will give them every benefit of the doubt. American Income Life / National Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. Read our investigative Report and American Income Life / National Income Life's commitment to 100% consumer satisfaction. " Long hours to sometimes not get paid for the week because customers are blowing you off" (in 223 reviews) "There is a lot of turn over in this industry and being commission only can get difficult" (in 216 reviews) See more pros and cons. Rip-off Report recently discovered that All but 2 Rip-off Reports about The David Zophin Agency were posted by the same person. As an ex employee you seem to be very uninformed about what is avilable at AIL. IT WILL ALSO HAVE THE PRESIDENTS SIGNATURE ON THE CARD. The union has approved the letter sent out to the members and mailed the letter themselves (or using a mailing house)American income pays for the mailing. Do a similar search on "AMERICAN INCOME" you will see that these problems and accusations have been going on for many years in every State. American Income Life / National Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. Waco Texas, Nationwide, American Income Life Cancelled Interview ripoff San Diego CaliforniaRip-off Report Investigation: American Income Life / National Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. Could I give you the names, addresses, phone numbers of all of my friends and relatives so you can save them before they die, like this this guy did? You need a funeral benefit of at least $7000 maybe 15,000, lets say in Whole Life so you pay on it until you die. You can call 1-800-433-3405 on weekdays between the hours 8 a.m. and 5 p.m. CT. AIL Northeast, David Zophin Agency ripoff - ruining more lives for his own financial gain Warwick Rhode Island*UPDATE - Rip-off Report REVIEW: The David Zophin Agency & American Income Life has joined the Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program - NOTICE: *UPDATE December 1, 2006. Dylan I almost forgot to comment about your tear jerking story about your kind and generous BIG MONEY making Insurance Company ($100 million per year)that you make sound like is going above and beyond all duties and laws to help the poor widow by processing her husbands no cost union provided $2000 accidental death benefit. Can you think of any conditions where the 10 year term would be a wiser choice for Mr. Doe at 35? American Income Life Scam | Complaints REVIEW : American Income Life, National Income Life dedicated to helping associates achieve their goals; feel safe confident & secure doing business with AIL & NIL, they will not allow a legitimate complaint to go unresolved. American Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. At 35 how long will I need to protect my family, mortgage kids school, widow's needs? We DO NOT remove reports. Waco Texas Nationwide*UPDATE : American Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. It's funny to see how many of these slick talking union commision only paid Insurance agents pretending to be your union rep are driving non union cars. It is simple to do. They do this by following a MLM business model where members are paid commissions every time they sell insurance plans and recruit people into the company. The Corporate Advocacy Business Remediation and Customer Satisfaction Program will help you get your voice heard but please be prepared with documentation and fair representation of your concern, also have an idea of how the company can fix your concern. Altig International & American Income Life pledge to resolve all legitimate complaints and address any issues from the past, present and in the future. Repackaged from Purchased from Amazon, stealing all certifications and false manufacturing markers from the packaging of NB food supplements. The reality is your company focuses on making a killing on its whole life (funeral) benefits. We telephone the members to set up a time to deliver their no cost benefits and to inform them of other benefits available. Ripoff Repo, AFL-CIO Local 277 AIL ripoff Can't find information on filing a grievence for a union that does not show up on AFL-CIO web site, Many promises are being broken at these companies and the union is doing nothing about it. Trief & Olk has filed a complaint on behalf of its client against American Income Life Insurance Company ("AIL") in Essex County, New Jersey, alleging that AIL and its agents misled its customers (the beneficiary of the life insurance policy and her now-deceased husband), persuading them to purchase $5,000 in whole life insurance coverage and Rip-off Report Investigation: American Income Life / National Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program. Greg, Most commonly, the criteria for evaluating . 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